Our Loan Solutions

Education Loans for MS Abroad & MBA

Specialized funding covering 100% of tuition, living expenses, health insurance, and flight tickets for top universities in the US, UK, Canada, Germany, and Australia.

• ✓ Unsecured non-collateral loans up to ₹75 Lakhs
• ✓ Fast-track conditional sanction letter for student visa filing
• ✓ Repayment holiday (moratorium): Course duration + 6 to 12 months
• ✓ 100% Tax deduction on interest paid under Section 80E

Required Documents:

• • University Offer / Admission Letter & I-20 / CAS
• • Academic Marksheets (10th, 12th, Degree, GRE/IELTS/TOEFL)
• • Co-applicant / Parent KYC & PAN Card
• • Parent 3 months salary slips or 2 years ITR
• • 6 months primary bank statement

MBBS & MD Medical Education Loans

High-ticket medical financing for MBBS, MD, and MS degrees across premier government, private medical colleges, and accredited international medical universities.

• ✓ High funding caps up to ₹1.5+ Crores
• ✓ Covers tuition fees, college development fees, hostel & lab costs
• ✓ Extended repayment tenures up to 15 years with internship grace periods

Required Documents:

• • NEET Scorecard & Allotment Letter / College Admission Letter
• • Fee structure schedule from Medical College
• • Student & Co-borrower KYC documents
• • Parent Income Tax Returns (ITR) for last 2-3 years
• • Property documents (if opting for secured structure)

Home Loans (Purchase & Construction)

Whether you are purchasing a builder flat in Bengaluru, an independent villa, or constructing on an approved layout plot, we secure the lowest floating and fixed rates.

• ✓ Financing up to 90% of registered property value
• ✓ Comfortable tenures up to 30 years
• ✓ Zero prepayment penalties on floating rate loans

Required Documents:

• • Pan Card, Aadhaar Card, Passport photo
• • Last 3 months pay slips & 6 months bank statement (Salaried)
• • 3 years ITR & Computation of Income (Self-Employed)
• • Sale Agreement, Khata certificate & Mother Deed copy

Business Finance & Working Capital

Collateral-free working capital lines and secured expansion capital tailored to your business revenue cycles, GST turnover, and machinery finance needs.

• ✓ Unsecured business loans up to ₹1 Crore
• ✓ Secured lines up to ₹15+ Crores with competitive interest
• ✓ Fast-track appraisal based on 12 months GST & banking records

Required Documents:

• • GST Registration / Udyam MSME Certificate
• • Last 2-3 years audited Financials & ITR
• • 12 months primary current bank account statement
• • KYC of Proprietor / Partners / Directors

High-Value Balance Transfers & Refinancing

Switch your existing high-cost home or commercial loan to leading banks with rock-bottom rates. We manage all title document transfers and bank foreclosure paperwork.

• ✓ Substantial drop in your monthly EMI payout
• ✓ High-value Top-Up facility at same lower home loan rate
• ✓ Doorstep coordination of List of Documents (LOD) & Foreclosure

Required Documents:

• • Existing loan sanction letter & repayment track record (SOA)
• • List of Documents (LOD) from current bank
• • Latest 3 months salary slips or 2 years ITR
• • Latest 6 months bank statement

LAP (Loan Against Property)

Monetize the market equity in your commercial or residential property to fund major expansions, debt consolidations, or investments while keeping continuous ownership.

• ✓ Sanctions up to ₹15+ Crores
• ✓ Lower interest rate than unsecured loans
• ✓ Extended repayment tenures up to 15-20 years

Required Documents:

• • Registered Title Deed, Mother Deed & Khata certificate
• • Approved Building Plan & Property Tax paid receipts
• • Last 3 years ITR & Financials
• • 12 months primary bank statement